Marcus by Goldman Sachs vs Chime

	Marcus by Goldman Sachs	Chime
	SPECIAL OFFER Marcus Online Savings - Earn 4.40% APY - Learn More Read Marcus Review	SPECIAL OFFER Get Started - Learn More Read Chime Review
	Benefits and Features
Savings	4.40% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement.	2.00% Annual Percentage Yield (APY).
CD	3.90% to 5.00% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.90%. $500 minimum to open. No monthly service fee.
Checking	N/A	No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Monthly Fee		$0
Money Market	N/A
Minimum Deposit to Open		$0
Mobile App	iOS & Android	iOS & Android
ATMs	None	Over 60,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
Customer Service	Mon - Sat: 8 am - 10 pm ET Sat - Sun: 9 am - 7 pm ET	24/7
Locations	Online Only	Online only
	CreditDonkey® Reviews
Savings
Checking
Mobile App
Customer Service
Pros & Cons		Pros: No account fees Get paycheck 2 days early Up to $200 overdraft coverage Cons: Hard to deposit cash
	Marcus Online Savings - Earn 4.40% APY 12-Month High-Yield CD - Earn 4.90% APY 9-Month High-Yield CD - 4.90% APY	Get Started Refer a Friend and Get $100 Chime Second Chance Banking
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Marcus: Information including rates, fees, terms, and benefits was obtained on April 04, 2024 from published websites and is believed to be accurate, but not guaranteed. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Articles on Marcus by Goldman Sachs

GS Bank Review

Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons.