Kubera Review

Kubera lets you track all your investments in one place, from stocks to crypto to even home values. But is it legit? Find out in this review.

	Modern Portfolio Tracker Start 14-Day Trial for $1
	Overall Score	4.3
	Price	3.0
	Customer Service	4.0
	Ease of Use	5.0
	Investment Tracking	5.0

5-point scale (the higher, the better)

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Pros and Cons

• Tracks wide variety of assets
• Connects to 20,000+ global banks & brokers
• Real-time reports

• No budgeting
• No retirement tracking
• No free plan

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Bottom Line

Comprehensive net worth tracker for all your global and alternative assets

Investing has evolved a lot in recent years. So why are portfolio trackers still in the Stone Age?

Kubera aims to change that. You can track your global stock portfolio, crypto, NFTs, precious metals, and even your home value in one place.

But is Kubera any good?

In this review, find what's good and bad about the platform, how much it costs, and how it compares to Empower and Delta.

What is Kubera?

Founded in 2019 and based in Palo Alto, California, Kubera is a web-based platform for tracking your net worth and investments.

Kubera stands out for the wide range of assets it supports, including:

• Stocks - imported directly from your brokerage accounts
  
• Cryptocurrencies and NFTs - synced with most major exchanges and wallets
  
• Real estate - including your home and other properties
  
• Vehicles - with estimated car values
  
• Internet domains
  
• Forex currencies (Forex)
  
• Precious metals
  
• And many other asset types

They make it easy to connect your banking and investment accounts using multiple account aggregators (Mastercard, Plaid, Yodlee, SnapTrade, Lean, Akahu & Salt Edge), and import your data in real time directly into the app.

You can also separate your stock holdings from the rest of your accounts, making it functional as a dedicated stock tracker.

One downside of Kubera is that they don't provide much guidance or financial advice. But if you're a seasoned investor looking for comprehensive financial tracking, then Kubera may be the right choice for you.

Kubera Features

Kubera aims to help you keep track of all your assets. Their straightforward platform makes it easy to see your finances in as granular or broad a view as you like.

Here are the main features Kubera offers:

Track Your Assets
Kubera tracks your total net worth, breaking it down into assets and debts. Kubera can track bank accounts, stocks, crypto, fiat currencies, real estate, cars and internet domains, and more.

For maximum convenience, Kubera connects to thousands of banks, brokerages, and exchanges to make syncing all your accounts easy.

A nice perk for crypto is that Kubera converts your holdings into your native currency, so you can quickly see how a single Bitcoin or £1,000 GBP affects your net worth in USD.

The value of your home can also be added by entering your address or even a Zillow URL. Users in other countries will have to enter the value manually. You can do the same for your car in the U.S. and Canada just by entering the VIN.

Plus, if you have any valuable internet domains, Kubera can estimate their value.

Any other assets you want to keep track of, such as alternative investments or property, can be entered manually and easily tracked alongside the rest of your portfolio.

A Full Financial Overview
The net worth tab on the Kubera dashboard shows you a visual breakdown of your assets, separated into categories, as well as a list of your top investments.

To see which of your assets have appreciated the most, you can organize your view by day, week, month, or year to get a better understand how your portfolio has changed over time.

And if you ever need to share your portfolio with someone, be it a spouse, an accountant, business partner, or financial advisor, you can do so with the click of a button.

Other information you can track in Kubera includes:

• Insurance policies
  
• Safety deposit boxes
  
• Beneficiaries

How much does Kubera cost?

Kubera plans start at $250/year for Essentials and $2,500/year for Kubera Black. A 14-day trial may be available.^[1]

This is more expensive than many similar services. Pricing among Kubera's competitors ranges from completely free (such as Empower and Sharesight, although they may offer paid plans) to as much as $2,400 per year for Seeking Alpha Pro (promotions may be available).^[2]

While many of Kubera's competitors have a more appealing price, they may not support as wide a range of asset types as Kubera does. Consider the types of investment you want to track and the features you need when deciding which investment tracking software is the best fit for you.

How Does Kubera Compare?

Now that you have an idea of what Kubera can do, let's take a look at how it compares with some of its most popular competitors.

Kubera vs Empower
Along with a range of other features, Empower allows users to track their assets and see their overall net worth. Like Kubera, Empower lets you view your cash, investments, mortgage, and more, while also tracking cash flow in and out of your bank accounts.

The main difference is that Empower focuses on retirement planning. It offers advanced retirement calculators that project what your retirement finances may look like. You can even add life scenarios (like buying a house, paying for college) to see how they could affect your retirement savings.

Empower also provides a free portfolio analysis and offers suggestions on how you might adjust your portfolio to reach your goals.

Empower does all of this for free. If you're looking for financial planning tools, Empower is hard to beat.

In comparison, Kubera costs $250/year and is primarily a net worth tracker. It doesn't offer budgeting or retirement planning tools. However, Kubera supports a wider range of assets.

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Kubera vs Delta
Delta is a popular cryptocurrency portfolio tracking app that has expanded to support stocks as well.

They also support ETFs, indices, mutual funds, bonds, futures, and options, with additional asset types being added over time.

Delta supports many cryptocurrency exchanges and aims to keep investors connected with market updates and company-related information, a feature that Kubera doesn't offer.

Delta offers paid plans with additional features, while Kubera focuses on comprehensive net worth and portfolio tracking.

Bottom Line

Kubera is a solid product that excels at what it does, but its price may be difficult to justify when compared with some of its competitors. Its biggest strength is helping you track a wide variety of assets and view your net worth in one place.

While $250 per year may not be significant for some investors, other platforms like Empower offer free portfolio and net worth tracking, in addition to budgeting and retirement planning tools. However, Kubera supports a broader range of asset types and is a better choice for users who want to track complex portfolios.

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