Ink Business Preferred® Credit Card vs Ink Business Unlimited® Credit Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Ink Business Preferred is an excellent credit card for the modern small business. How does it compare to Ink Business Unlimited from Chase, a cash back card? Read our comparison chart below.

Keep in mind, the Ink Business Preferred has a $95 annual fee, while the Ink Business Unlimited has a $0 annual fee.

	Ink Business Preferred® Credit Card	Ink Business Unlimited® Credit Card


	Credit Card Summary
	Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠ Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases Round-the-clock monitoring for unusual credit card purchases With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information. Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open Points are worth 25% more when you redeem for travel through Chase Travel℠ Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account. Member FDIC See Current Offer	Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening Earn unlimited 1.5% cash back on every purchase made for your business No Annual Fee Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®. Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control. Round-the-clock monitoring for unusual credit card purchases With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information. 0% introductory APR for 12 months on purchases Member FDIC See Current Offer
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% introductory APR for 12 months
Purchase APR	20.49% to 26.49% Variable based on your creditworthiness and other factors	17.74% to 23.74% Variable based on your creditworthiness and other factors
Balance Transfers APR	20.49% to 26.49% Variable based on your creditworthiness and other factors	17.74% to 23.74% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	$0	3% of each transaction in U.S. dollars
Annual Fee	$95 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back		Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Introductory Bonus Offer	Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠
Cash Back Rewards		Earn unlimited 1.5% cash back on every purchase made for your business
Travel Rewards	Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases. 1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases.
Airline Transfer Partners	Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews

Pros & Cons	Pros: Earn 90,000 bonus points Earn 3 points per $1 in select business categories Protection benefits Airline transfer partners Cons: $95 annual fee No introductory APR	Pros: Earn $750 bonus cash back 1.5% unlimited cash back Cons: Foreign transaction fee
Bottom Line	Excellent credit card for the modern small business... Read full review	Excellent 1.5% cash back credit card for business... Read full review

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Which is Better: Ink Business Preferred or Ink Business Unlimited?

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Ink Business Preferred or Ink Business Cash.

Articles on Ink Business Preferred® Credit Card

Chase Ink Preferred

Looking for a new business credit card? Ink Business Preferred® offers more than a sign up bonus. Read this review to see if the benefits are worth it.