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Huntington Bank vs Bank of America
Huntington is a midwest bank with great account benefits and free checking option. How does it compare to Bank of America? Read our comparison chart below.
Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option.
While Bank of America is one of the largest banks in the U.S. with approximately 3,700 locations and 15,000 ATMs. It is known for good customer service with extended hours. It offers checking, savings, CDs, IRA, and investment accounts through Merrill Edge.
Compare Huntington with Bank of America, side-by-side. Read on for an in-depth look, including ratings and reviews.
0.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.
Bank of America Advantage Savings Standard Rate: 0.01% APY
CD
0.25% APY for amounts ranging from $1,000 to $99,999.99. Minimum deposit is $1,000.
7-Month CD - 3.51% APY
10-Month CD - 2.95% APY
13-Month CD - 2.00% APY
25-Month CD - 1.75% APY
37-Month CD - 0.11% APY
1-Month CD - 0.03% APY
120-Month CD - 0.03% APY
Checking
Asterisk-Free Checking: No minimum balance and no monthly maintenance fees
Huntington Perks Checking: 5 non-Huntington ATM withdrawals per month
0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington Perks or Huntington Platinum Perks Checking account.
Mobile App
iOS & Android
ATMs
over 1,600 ATMs
Approximately 15,000+ ATMs
Customer Service
24/7
Monday -Friday: 8AM - 9PM ET
Saturday: 9AM - 6PM ET
Sunday: 8AM - 5PM ET
IRA CD
Locations
nearly 1,000 branches
3,700 financial centers
CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Mobile App
Customer Service
Pros & Cons
Pros:
Free checking option
24-Hour Grace
All day deposit
Cons:
Limited branches
Low savings APY
Bottom Line
Midwest bank with great account benefits and free checking option... Read full review
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Huntington: Pricing information from published website as of 05/20/2026 based on 43215 zip code.
Bank of America: Pricing information from published website as of 05/26/2026 based on 91107 zip code.
New checking customers only: Get a $100 bonus offer after completing qualifying transactions. See offer page for more details
Bank of America N.A. Member FDIC.
Which is Better: Huntington or Bank of America?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Huntington or KeyBank.
You'll need the right routing number to transfer money in or out of your Huntington bank account. Learn which routing number you'll need for different transactions below.