Fifth Third Bank vs PNC Bank
Fifth Third Bank is a midwest & Southwest bank with high balance requirements. How does it compare to PNC Bank? Read our comparison chart below.
Fifth Third Bank has 1,300 branches across the Midwest and Southwest. Basic checking account requires $1,500 minimum balance to avoid fees. Promotional CD offers a high APY for terms up to 27 months with a $5,000 minimum opening deposit.
While PNC Bank has 2,200+ branches in 29 states plus D.C. mostly in the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.
Compare Fifth Third Bank with PNC Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
| SPECIAL OFFER
Fifth Third Business Checking Account™ - Learn MoreRead Fifth Third Bank Review | SPECIAL OFFER
Virtual Wallet with Performance Select Checking - $400 Bonus - Learn MoreRead PNC Bank Review |
|---|
| | Benefits and Features |
|---|
| Savings | 0.01% APY | Up to 3.95% APY. Only available in eligible markets. |
|---|
| CD | 0.01% APY. Terms ranging from 7 days to 84 months, minimum deposit of $500. Featured CD: 2.26% to 4.41% APY. Terms are 3, 7, 13, 24, and 60 months, minimum deposit of $5,000. | 0.01% to 4.25% APY. Terms of 7 days to 10 years. |
|---|
| Checking |
- Fifth Third Momentum® Checking: No monthly service charge
- Fifth Third Preferred Checking®: Interest-bearing checking account
- Fifth Third Student Banking: Personal checking account for students age 13 and up.
|
- Virtual Wallet: $7/month fee, unless you have 1) $500/month in qualifying direct deposits, or 2) maintain a $500 balance, or 3) be at least 62 years old.
- Virtual Wallet with Performance Spend: $15/month fee, unless you have 1) $2,000 in qualifying direct deposits, or 2) a $2,000 balance, or 3) $10,000 in combined PNC consumer deposits.
- Virtual Wallet with Performance Select: $25/month fee, unless you have 1) $5,000 in qualifying direct deposits, or 2) a $5,000 balance (including up to 7 linked checking accounts), or 3) $25,000 in combined balances or PNC consumer deposits, and/or investments.
Select Markets Only* |
|---|
| Money Market | 0.01% APY Standard Rate (0.01% Relationship Rate) | Up to 0.05% APY. Only available in eligible markets. |
|---|
| Mobile App | | iOS & Android |
|---|
| ATMs | 2,100+ Fifth Third ATMs plus 40,000+ fee-free ATMs nationwide | approximately 60,000 PNC and partner ATMs |
|---|
| Customer Service |
- Mon-Fri 8:00 am - 6:00 pm (EST)
- Sat 10:00 am - 4:00 pm (EST)
|
- Personal Credit Cards: Automated account information is available 24/7
- Other products & services:
Monday - Friday:
8:00 a.m. - 9:00 p.m. ET
Saturday - Sunday:
8:00 a.m. - 5:00 p.m. ET
|
|---|
| Locations | 1,087 branch locations | 2,200+ locations |
|---|
| | CreditDonkey® Reviews |
|---|
| Savings |   | |
|---|
| CD | | |
|---|
| Checking | | |
|---|
| Money Market |  | |
|---|
| Mobile App | | |
|---|
| Customer Service | | |
|---|
| Pros & Cons | Pros:- Free Express Checking
- Free student checking
- Promo CD with high APY
Cons:- Higher balance requirements
- Low savings APY
- Limited branches
| Pros:- Virtual Wallet tools
- Relatively easy to waive fees
- Free student account
Cons:- Limited branches
- Low APY on some savings accounts
|
|---|
| Bottom Line | Midwest & Southwest bank with high balance requirements... Read full review | East Coast bank with advanced financial tools to help achieve goals... Read full review |
|---|
| Fifth Third Business Checking Account™ | |
|---|
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Fifth Third Bank: Pricing information from published website as of 12/16/2024 based on 45202 zip code. PNC Bank: Pricing information from published website as of 12/20/2024 based on 91107 zip code. |
Which is Better: Fifth Third Bank or PNC Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Fifth Third Bank or Chase.
In short: Fifth Third Bank's cd is worth mentioning. PNC Bank's checking and money market are worth mentioning.
Articles on Fifth Third Bank
Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you.
Articles on PNC Bank
PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.
Looking for a well-known bank with good savings rates? Check out these savings accounts from PNC Bank.
PNC's High Yield Savings account features a strong APY with no required balance. Sounds too good to be true, right? Read on to know all the details.
Closing a bank account can be a pain. It's easy to make a mistake. Find out how to properly close your PNC account online, over the phone, or at a branch.
PNC Bank is open 5-6 days a week, depending on the location. Here's when you can visit a branch near you.
Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.
Which Bank Account is Right for You?
You Might Also Like
On the hunt for the ideal bank in Michigan? Check out this article to see which ones are worth considering.
No free time on weekdays to head to the bank? Here are a few banks that can serve you on weekends.
A list of the largest banks in the US was released. Which banks came out on top? Read on to find out, plus the benefits of working with a big bank.
The right bank account can help your business grow. Read on for the best bank options for your Florida-based small business.
Are you a Floridian trying to find a new bank? It's easy with this helpful guide to the best banks in Florida. Read on to learn more.
Huntington Bank is a full-service bank based in the Midwest. Find out when you can visit a local branch, drive-thru, or ATM near you.
Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you.
