Discover It vs Discover it Miles

Compare Rewards, Interest Rates, Fees, and Benefits

Discover It is an excellent cash back credit card with no annual fee and low interest rate. How does it compare to Discover it Miles, a travel and airline card? Read our comparison chart below.

	Discover it® Cash Back	Discover it® Miles
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 15 months	0% introductory APR for 15 months
Introductory APR for Balance Transfers	0% introductory APR for 15 months	10.99% introductory APR for 15 months
Purchase APR	18.49% to 27.49% Variable based on your creditworthiness and other factors	18.49% to 27.49% Variable based on your creditworthiness and other factors
Balance Transfers APR	18.49% to 27.49% Variable based on your creditworthiness and other factors	18.49% to 27.49% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Introductory Bonus Airline Rewards		Discover will match all the miles you've earned at the end of your first year (only for new cardmembers).
Cash Back Rewards	1% cash back on all other purchases.
Bonus Cash Back	5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details.
Travel Rewards		1.5x Miles on every dollar you spend on purchases. Redeem Miles in any amount to credit travel purchases from your statement, or get cash at any time.
Airline Rewards		1.5x Miles on every dollar you spend on purchases.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 5% bonus rotating categories Intro APR on purchases and balance transfers No foreign transaction fee No annual fee Cons: Some merchants don't accept Discover
Bottom Line	Excellent cash back credit card with no annual fee and low interest rate... Read full review
	Read Discover It Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover. Disclaimer: The information for the Discover it® Cash Back and Discover it® Miles has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on December 3, 2024 from published websites and is believed to be accurate, but not guaranteed. Discover it Miles: Pricing information including interest rates, rewards, benefits and fees was obtained on December 3, 2024 from published websites and is believed to be accurate, but not guaranteed.