Discover It vs Discover it Chrome

Compare Rewards, Interest Rates, Fees, and Benefits

Discover It is an excellent cash back credit card with no annual fee and low interest rate. How does it compare to Discover it Chrome, a cash back, gas and restaurant card? Read our comparison chart below.

	Discover it® Cash Back	Discover it® Chrome
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 15 months	0% introductory APR for 15 months
Introductory APR for Balance Transfers	0% introductory APR for 15 months	0% introductory APR for 15 months
Purchase APR	18.49% to 27.49% Variable based on your creditworthiness and other factors	18.49% to 27.49% Variable based on your creditworthiness and other factors
Balance Transfers APR	18.49% to 27.49% Variable based on your creditworthiness and other factors	18.49% to 27.49% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).	Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Cash Back Rewards	1% cash back on all other purchases.	2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter. 1% cash back on all your other purchases.
Bonus Cash Back	5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details.
Gas Rewards		2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter.
Dining Rewards		2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 5% bonus rotating categories Intro APR on purchases and balance transfers No foreign transaction fee No annual fee Cons: Some merchants don't accept Discover
Bottom Line	Excellent cash back credit card with no annual fee and low interest rate... Read full review
	Read Discover It Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover. Disclaimer: The information for the Discover it® Cash Back and Discover it® Chrome has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on December 3, 2024 from published websites and is believed to be accurate, but not guaranteed. Discover it Chrome: Pricing information including interest rates, rewards, benefits and fees was obtained on December 3, 2024 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Discover It or Chase Freedom Unlimited.