Discover it Miles vs Chase Sapphire Reserve®

Compare Rewards, Interest Rates, Fees, and Benefits

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Discover it Miles is a travel and airline credit card. How does it compare to Chase Sapphire Reserve, a travel, airline, points and restaurant card? Read our comparison chart below.

Keep in mind, the Discover it Miles has a $0 annual fee, while the Chase Sapphire Reserve has a $550 annual fee.

	Discover it® Miles	Chase Sapphire Reserve®

	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 15 months	N/A
Introductory APR for Balance Transfers	10.99% introductory APR for 15 months	N/A
Purchase APR	18.74% to 27.74% Variable based on your creditworthiness and other factors	21.99% to 28.99% Variable based on your creditworthiness and other factors
Balance Transfers APR	18.74% to 27.74% Variable based on your creditworthiness and other factors	21.99% to 28.99% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	$0
Annual Fee	$0 annual fee	$550 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Airline Rewards	Discover will match all the miles you've earned at the end of your first year (only for new cardmembers).
Introductory Bonus Offer		Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Travel Rewards	1.5x Miles on every dollar you spend on purchases. Redeem Miles in any amount to credit travel purchases from your statement, or get cash at any time.	Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases. 1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards	1.5x Miles on every dollar you spend on purchases.	1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards		1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards		Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
Airline Status		$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Complimentary Priority Pass™ Select membership for access to 1,300+ airport lounges worldwide. One-time enrollment required for Priority Pass Select
Dining Rewards		3x points on dining at restaurants
Airline Transfer Partners		Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	CreditDonkey® Credit Card Reviews
Pros & Cons		Pros: Bonus points Annual travel credit Elite travel benefits Cons: $550 annual fee No introductory annual fee No intro APR
Bottom Line		Ultra premium credit card for luxury travelers... Read full review

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Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing Discover it Miles or Chase Sapphire Preferred.