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Discover Bank vs Marcus by Goldman Sachs


 

Discover Bank

Marcus by Goldman Sachs

SPECIAL OFFER
Online Savings Account - Earn 3.40% APY - Learn More

SPECIAL OFFER
Marcus Online Savings - Earn 3.65% APY - Learn More

 

Benefits and Features

Savings
3.40% APY
3.65% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement.
CD2.00% to 3.90% APY depending on terms3.85% to 4.05% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.00%. $500 minimum to open. No monthly service fee.
Checking 
N/A
Money Market 
N/A
Mobile App
iOS & Android
iOS & Android
ATMs
Over 60,000 no-fee ATMs
None
Customer Service
24/7
Mon - Sat: 8 am - 10 pm ET
Sat - Sun: 9 am - 7 pm ET
Locations
Online Only
Online only

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Discover Bank: Pricing information and data points from published website as of 12/15/2025.

Marcus: Information including rates, fees, terms, and benefits was obtained on December 17, 2025 from published websites and is believed to be accurate, but not guaranteed.


Articles on Marcus by Goldman Sachs

Marcus Bank Review

Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons.

Marcus by Goldman Sachs High Yield Savings

Saving up for something big? Grow your funds with Marcus Online Savings' impressive APY rate. Read on for more details.

Marcus CD Rates

Marcus has high-yield, no-penalty, and rate bump CDs. But are the rates competitive? Read on to find out.

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