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Digit vs Qapital

Digit is a good savings app that analyzes your finances and automatically saves money. How does it compare to Qapital? Read our comparison chart below.

Digit analyzes your income and spending patterns and automatically withdraws affordable amounts into your savings account. It makes saving mindless so it's great if you have trouble saving. The fee is $5/mo (first 30 days free). There is no minimum balance requirement.

While Qapital aims to make saving effortless and fun. This microsaving app automatically saves money for you when certain "rules" are triggered. You can choose to deposit the savings into any of your goals. The app is completely free to use and there is no minimum to open.

Compare Digit with Qapital, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 DigitQapital
 Visit SiteLearn More
 

Digit

Qapital

SPECIAL OFFER
30 Days for Free - Learn More

Read Digit Review

 

Benefits and Features

Savings
Yes
Yes
Annual Fee
30 days free; then $5/month
Basic: $3/mo; Complete: $6/mo; Master: $12/mo
Minimum Deposit
$0
$0
Checking
No
Yes
Phone Support
No
No
Live Chat Support
No
No
Email Support
Yes
Yes
Goal Tracker
Yes
Yes
Automatic Deposits
Yes
Yes
Online Platform
Yes
No
iPhone App
Yes
Yes
Android App
Yes
Yes
Mobile App
Yes
Yes
Taxable Accounts
No
No
401k Plans
No
No
IRA Accounts
No
No
Roth IRA Accounts
No
No
SEP IRA Accounts
No
No
Trust Accounts
No
No
529 Plans
No
No
 

CreditDonkey® Reviews

 DigitQapital
Annual FeeStarStarEmpty StarEmpty StarEmpty StarStarStarStarStarEmpty Star
Minimum DepositStarStarStarStarStarStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • No minimum balance
  • Save without thinking
  • 1% annual savings bonus
Cons:
  • High monthly fee
  • No phone support
  • Not for long term savings
Pros:
  • No minimum balance
  • Rules-triggered savings
Cons:
  • No interest
  • Only available on a smartphone
  • No phone support
Bottom LineGood savings app that analyzes your finances and automatically saves money... Read full reviewMobile app that makes saving money fun and automatic with custom rules. Good for those who have trouble saving... Read full review
 Visit SiteLearn More

30 Days for Free

Digit: Pricing information from published website as of 07/02/2018

Qapital: Pricing information from published website as of 07/02/2018

Which is Better: Digit or Qapital?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Digit or Robinhood.

In short: Qapital's annual fee is worth mentioning.


Articles on Digit

Digit Review

Digit automatically builds a savings fund for you by withdrawing small, affordable amounts. But it's not perfect. Is it worth the fee? Let's find out.

Articles on Qapital

Qapital Reviews

Qapital "forces" you to save by rounding up your purchases or following rules you've chosen. So can this mobile app for beginning savers help you? Read on to find out.

Which Do You Think is Best?


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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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