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Delta Reserve vs American Express Platinum

Compare Rewards, Interest Rates, Fees, and Benefits

Delta Reserve is an airline credit card. How does it compare to American Express Platinum, a travel and airline card? Read our comparison chart below.

Keep in mind, the Delta Reserve has a $650 annual fee, while the American Express Platinum has a $695 annual fee.

 

Delta SkyMiles® Reserve American Express Card

The Platinum Card® from American Express

 

Credit Card Interest Rates & Fees

Purchase APR19.99% to 28.99% Variable based on your creditworthiness and other factorsN/A
Balance Transfers APRN/AN/A
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$650 annual fee$695 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Airline RewardsEarn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership. 
Introductory Bonus Offer Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Travel Rewards Travel Rewards
Airline RewardsEarn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
Bonus Airline RewardsReceive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
 
Hotel Rewards Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Point Rewards 1 point for virtually every dollar spent.
Airline StatusReceive a Companion Certificate on a Main Cabin round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for round-trip domestic flights and no more than $250 for round-trip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
Enjoy your first checked bag free on Delta flights.
$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®. Enrollment required
Complimentary access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass™ Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
Enroll for complimentary Marriott Bonvoy Gold Elite Status.
Enroll for complimentary Hilton Honors Gold Status.
Airline Transfer Partners Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Travel benefits
  • 80,000 bonus points after you spend $8,000 in first 6 months
  • Concierge service
Cons:
  • $695 annual fee
Bottom LineExcellent card for frequent travelers... Read full review
 Read American Express Platinum Review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Disclaimer: The information for the Delta SkyMiles® Reserve American Express Card and The Platinum Card® from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Delta Reserve: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed.

American Express Platinum: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which airline credit card is better? Read the in-depth reviews below. You may also be interested in comparing Delta Reserve or Chase Sapphire Preferred.


Articles on The Platinum Card® from American Express

American Express Platinum

Is The Platinum Card® from American Express worth it? Read this in-depth review to help you decide.

Amex Platinum Credit Score

The Platinum Card® from American Express average cardholder has a great credit score. But credit requirements may not be as tough as you think. Find out how to improve your odds.

American Express Platinum Credit Score Needed

The Platinum Card® from American Express requires great credit, which usually means 720+. But some can be approved with a lower credit score. Learn what it takes to improve your approval odds.

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About CreditDonkey
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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