Citi AAdvantage vs American Express Platinum
Citi AAdvantage is an airline credit card. How does it compare to American Express Platinum, a travel and airline card? Read our comparison chart below.
Keep in mind, the Citi AAdvantage has a $99 annual fee, waived for first 12 months*, while the American Express Platinum has a
Citi® / AAdvantage® Platinum Select® World Elite Mastercard® | The Platinum Card® from American Express | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Purchase APR | 20.49% to 29.49%* (Variable) based on your creditworthiness and other factors | N/A |
| Balance Transfers APR | 20.49% to 29.49%* (Variable) based on your creditworthiness and other factors | N/A |
| Foreign Transaction Fee | No foreign transaction fee | No foreign transaction fee |
| Annual Fee | $99 annual fee, waived for first 12 months* | |
Credit Card Rewards & Benefits | ||
| Introductory Bonus Airline Rewards | Limited Time Offer: Earn 75,000 American Airlines AAdvantage® bonus miles after $3,500 in purchases within the first 4 months of account opening | |
| Introductory Bonus Offer | Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. | |
| Travel Rewards | Travel Rewards | |
| Airline Rewards | Earn 2 AAdvantage® miles for every $1 spent at gas stations, restaurants, and on eligible American Airlines purchases; 1 AAdvantage® mile for every $1 spent on other purchases. | Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. |
| Hotel Rewards | Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. | |
| Point Rewards | 1 point for virtually every dollar spent. | |
| Airline Status | Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card Your first checked bag is free on domestic American Airlines itineraries (for you and up to four companions traveling with you on the same reservation). Enjoy Preferred Boarding on American Airlines domestic flights. Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights. | $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®. Enrollment required Complimentary access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass™ Select, and Airspace Lounge. Enrollment required for Priority Pass Select. |
| Hotel Status | $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay. Enroll for complimentary Marriott Bonvoy Gold Elite Status. Enroll for complimentary Hilton Honors Gold Status. | |
| Gas Rewards | Earn 2 AAdvantage miles for every $1 spent at gas stations | |
| Dining Rewards | Earn 2 AAdvantage miles for every $1 spent at restaurants | |
| Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
| |
| Bottom Line | Excellent card for frequent travelers... | |
| Read American Express Platinum Review | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® and The Platinum Card® from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Citi AAdvantage: Pricing information including interest rates, rewards, benefits and fees was obtained on November 15, 2024 from published websites and is believed to be accurate, but not guaranteed. American Express Platinum: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed. | ||
Still need help deciding which airline credit card is better? Read the in-depth reviews below. You may also be interested in comparing Citi AAdvantage or Chase Sapphire Preferred.
Articles on The Platinum Card® from American Express
Is Amex Platinum Worth It
Amex Platinum Requirements
American Express Platinum Credit Score Needed
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