CIT Bank Routing Number

Want to transfer money in or out of your CIT Bank account? Read this review to find your ABA routing number.

Routing numbers are 9-digit numbers that banks use to identify themselves. Think of them as an address that lets other banks know where to find your money.

You need your routing number for many tasks, including:

• ACH payments
  
• Setting up direct deposit
  
• Receiving government benefits, including tax refunds
  
• Transferring money between banks or investment firms
  
• Automatic bill payment
  
• Domestic wire transfers

CIT Bank Routing Number

Banks with branches in more than one state typically have more than one routing number. However, since CIT Bank is an online bank, all customers use the same one.

CIT Bank routing number for all personal banking accounts is 124084834.

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CIT Bank Platinum Savings - 4.35% APY

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• 4.35% APY with a balance of $5,000 or more
• 0.25% APY with a balance of less than $5,000
• $100 minimum opening deposit
• No monthly maintenance fee
• Member FDIC

Finding Your CIT Bank Routing Number

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Here are two other ways to find your CIT Bank routing number:

Use a Check
For checking accounts, you can find the routing number in the lower left-hand corner of the checks corresponding to your account. It's the first 9 digits located at the bottom of the check.

Call Customer Service
Call CIT Bank at 855-462-2652. After you provide a few specific details to identify yourself, a representative will be able to confirm your account's routing number.

Routing Numbers for Domestic Wire Transfers

From your CIT Bank account, you can wire money to other bank accounts located in the U.S. Other accounts can also wire funds to you.

To receive a domestic wire transfer, use the routing number 124084834.

You'll also need the following:

• Recipient's name as it appears on the account
  
• Location of the recipient's bank (including city and state)
  
• Account number
  
• Bank routing number

CIT does not charge for incoming wire transfers. Outgoing wires are free for customers with an average daily balance greater than $25,000. Otherwise, you'll pay $10 per wire.

Routing Numbers for International Wires

CIT Bank currently does not service outbound international wire transfers. However, you can receive an international wire transfer to your CIT Bank account.

Simply provide the routing number 124084834. CIT Bank does not have a SWIFT code, which is the international equivalents of the U.S. routing numbers.

To send a domestic wire transfer from your CIT account, fill out the CIT wire transfer paperwork. Then:

1. Upload it to the Document Center in your online account OR

2. Fax it to a CIT Bank representative using the fax number (866) 914-1578.

Bottom Line

You'll likely need CIT Bank's routing number when managing your finances. Keep it handy should you need to set up a direct deposit, automatic payment, or wire transfer using your CIT bank account.