Updated March 22, 2024

CIT Bank Login

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Forgot your CIT Bank username? We'll show you how to login your online bank account.

CIT Bank offers savings and money market accounts, CDs with varying maturity, and home mortgage loans. Since it's an online bank, you'll handle your transactions from your computer or mobile device.

Logging Into Your CIT Bank Account

Log in to CIT Bank accounts with the following steps:

  1. Visit CIT Bank Online
  2. Click Sign in, then Online Banking
  3. Enter your User ID and Password

CIT Bank offers limited account access over the phone. But you will need your personal identification number (PIN) to access your account.

Is CIT Bank Safe?
When you can't see the physical bank, it can make you wonder where your money goes. But CIT Bank is FDIC insured, so you have protection in the very unlikely event that it goes out of business. Each account is insured for $250,000.

Forgot Your CIT Username or Password?

If you forget your username or password, CIT helps you retrieve the information. But first you must provide important information, including:

  • Account Number
  • First Name
  • Last Name
  • Last Four Digits of Your Social Security number

If you don't have all of this information, you can call CIT for more help at 1-855-462-2652 and press #3 for assistance.

The customer service representatives must confirm your identity before they release any information. You can also call this number and choose option #5 if you forgot your telephone banking PIN.

CIT Bank offers 24/7 access to your account information online as well as access to a secure email system. Email is available 24/7, but you must log into your account to use the system.

Contacting CIT Customer Service

CIT Bank offers several ways to contact customer service. But the customer service line often has long wait times, so they recommend that you try to solve your issue through one of the online options first.

If you need to speak to a customer service representative, call 1-855-462-2652. CIT Bank's customer service is available:

Mon - Fri: 9 am - 9 pm ET
Sat: 10 am - 6 pm ET
Sunday: Closed

You'll hear the following options:

  • Press #1 if you are a new customer
  • Press #2 for account information
  • Press #3 for help with online or mobile banking
  • Press #4 for interest rate information
  • Press #5 to change your PIN
  • Press #0 to speak to a customer service representative

What Is the CIT Bank Routing Number?
The CIT Bank routing number is 124084834. If you are a commercial or institutional client, you must call 1-877-748-0004 to obtain the appropriate routing number.

For Specific Concerns

  1. If you want to know your balance and don't have internet access, you can call 1-855-462-2652 and press #2. Choose the appropriate account: savings, CDs, or money market. You'll also need to enter your PIN.

  2. If you have questions about bank forms, email bankingforms@cit.com or mail the forms to:
    CIT Bank, N.A.
    P.O. Box 7056
    Pasadena, CA 91109-9699

  3. If you have a CIT Bank home loan, you can reach them at 1-800-217-6629 Monday through Friday 9 AM to 8 PM.

Additional Ways to Contact CIT Bank

Opening a New Account With CIT

Start a new account with CIT Bank by clicking Open Account in the right upper corner of their homepage. You'll need the following information to open an account:

  • Name(s) on the Account
  • Birthdate(s)
  • Mother's Maiden Name
  • Home Address
  • Primary Phone Number
  • Email Address
  • Social Security Number
  • Employer Information
  • CIT Bank Promo Code (if applicable)

It takes approximately five to ten minutes to complete and submit the application. Your final step is to make a deposit and finish the account setup.

You may have to verify micro-deposits that CIT sends to your existing account if you send an electronic transfer. Micro-deposits are usually a few cents and help CIT verify that the account information you provided belongs to you.

Where Is CIT Bank Located?
CIT Bank's corporate headquarters is located at:

CIT Bank N.A.
75 North Fair Oaks Ave
Pasadena, CA 91103

Bottom Line

Accessing your CIT bank account is easy when you know your ID and password. If you forget it, you have to jump through a few hoops to get the information you need.

If you need customer service, try resolving your issue by looking through CIT's Help section or by sending an email. You may get your issue resolved faster.

Is CIT Bank the same as Citibank?
CIT Bank is an online bank and Citibank is a bank with physical branches. CIT offers higher interest rates in exchange for doing business online only. Citibank is better suited for customers with high balances.

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.35% APY

  • 4.35% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 3/13/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.

Bank of America
Member FDIC

Bank of America Advantage Banking - $300 Bonus Offer

Expires 1/31/2025
  • The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 01/31/2025.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 1/22/2025
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

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About CIT Bank Promotions

CIT Bank offers some of the highest interest rates on the market. It is an online bank that offers a variety of savings products. Because of CIT's merger with First Citizens Bank, you can also access products and services offered by First Citizens.

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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