Chime vs Chase
Chime is a banking app that offers an online account with early paycheck access and credit builder features. How does it compare to Chase? Read our comparison chart below.
Chime | Chase | |
|---|---|---|
Get Started - | Chase Business Complete Banking® - Up to $500 Bonus - | |
Benefits and Features | ||
| Savings | 1.25% Annual Percentage Yield (APY).
 |
|
| CD | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. | |
| Checking | No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees |
|
| Monthly Fee | ||
| Minimum Deposit to Open | ||
| Mobile App | ||
| ATMs | Over 50,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs | |
| Customer Service | Automated service available 24/7 | |
| Locations | ||
CreditDonkey® Reviews | ||
| Savings |  |  |
| Checking | | |
| Mobile App | | |
| Customer Service | | |
| CD | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Banking app that offers an online account with early paycheck access and credit builder features... | National bank with good promotions for new customers... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Chase: Pricing information and data points from published website as of 08/26/2025. | ||
Which is Better: Chime or Chase?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Chime or Discover Bank.
In short: Chime's savings and checking are excellent. Chase's customer service is worth mentioning.
Articles on Chime
Chime
Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings.
Chime Locations
Chime is a popular fintech company with no physical branches. But how do you access your money? Keep reading to find out.
Banks Like Chime
Discover the best Chime competitors that can offer you better rewards and a wider range of account options.
Articles on Chase
Chase Reviews
Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.
Chase Open Account
Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.
Chase Business Checking Promotion
Chase Business Complete Banking offers up to a $500 bonus for new customers with qualifying activities. Find out how to get this limited business checking promotion.
Chase Business Complete Banking Review
Is Chase Business Complete Banking the right choice for you? Here are the benefits and fees you need to know.
How to Open a Chase Business Bank Account
Opening a Chase business banking account is easy. Check out what you'll need and your business checking options in this guide.
Chase Routing Number
What is Chase Bank's routing number? It depends on the state. Find the correct routing number for your Chase account (even without a check).
Chase Private Client vs Sapphire Banking
What's the difference between Chase Private Client Checking℠ and Chase Sapphire℠ Banking? Find out which one you can qualify for.
Chase $600 Bonus
Curious about scoring $600 from Chase? Read on to find out how to qualify and claim a $600 Chase bonus.
Does Chase Have a High Yield Savings
Curious if Chase offers a high-yield savings account? Read on to find out.
Chase Savings Account Interest Rate
Looking to open a savings account with Chase? Check out the current rates being offered.
Which Do You Think is Best?
Which Bank Account is Right for You?
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