| SPECIAL OFFER Get Started - Learn MoreRead Chime Review | SPECIAL OFFER Online Savings Account - 4.20% APY - Learn MoreRead Ally Bank Review |
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| Benefits and Features |
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Savings | 2.00% Annual Percentage Yield (APY).
| 4.20% APY |
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CD | | 3.00% to 4.50% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.50% |
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Checking | No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees | 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000 |
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Monthly Fee | $0 | |
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Money Market | | 4.20% APY |
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Minimum Deposit to Open | $0 | |
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Mobile App | iOS & Android | iOS & Android |
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ATMs | Over 60,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs | Over 43,000 no-fee Allpoint ATMs |
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Customer Service | 24/7 | 24/7 |
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Locations | Online only | Online only |
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| CreditDonkey® Reviews |
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Savings | | |
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Checking | | |
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Mobile App | | |
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Customer Service | | |
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Money Market | | |
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Pros & Cons | Pros:- No account fees
- Get paycheck 2 days early
- Up to $200 overdraft coverage
Cons: | Pros:- CD options
- No account minimums
- Good customer service
Cons:- Low Checking APY for lower balance customers
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Bottom Line | Read full review | Solid online bank with a great user-friendly website and customer service... Read full review |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Ally Bank: Pricing information from published website as of 04/20/2024. |
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