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Cheese vs Extra

Cheese is a simple credit builder with minimal fees and charges. How does it compare to Extra? Read our comparison chart below.

 

Cheese

Extra

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Read Cheese Review

SPECIAL OFFER
Start Building Credit - Learn More

Read Extra Review

 

Benefits and Features

Mobile App
Yes
 
 

CreditDonkey® Reviews

FeesStarStarStarStarEmpty Star
Credit Building ToolsStarStarStarStarStar
Credit Bureaus ReportingStarStarStarStarStar
Mobile AppStarStarStarStarStarStarStarStarStarEmpty Star
CheckingStarStarStarEmpty StarEmpty Star
Customer ServiceStarStarEmpty StarEmpty StarEmpty Star
Pros & ConsPros:
  • Reports to 3 credit bureaus
  • 12/24 months term
  • Get your money back
Cons:
  • VantageScore only
  • Not available in all states
Pros:
  • Build credit with every purchase
  • No credit check to open
Cons:
  • Relatively high monthly membership fee
  • Doesn't report to TransUnion
  • No ATM access
Bottom LineSimple credit builder with minimal fees and charges... Read full reviewDecent credit builder for those with no credit or bad credit... Read full review

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Which is Better: Cheese or Extra?

Still need help deciding which credit is better? Read the in-depth reviews below. You may also be interested in comparing Cheese or Self.

In short: Cheese's mobile app is outstanding.


Articles on Cheese

Cheese Credit Builder

Cheese lets you build credit and savings at the same time. It's also one of the most affordable credit builders, but what's the catch? Read on to find out.

Articles on Extra

Extra Card Review

Is the Extra Debit Card legit? Find out about Extra Card fees and rewards. Plus, see how it stacks up against competitors.

Which Do You Think is Best?


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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

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