Blue Cash Preferred® Card from American Express vs Discover It

Compare Rewards, Interest Rates, Fees, and Benefits

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Blue Cash Preferred is an excellent cash back credit card for families. How does it compare to Discover It, a cash back card? Read our comparison chart below.

	Blue Cash Preferred® Card from American Express	Discover it® Cash Back
		Read Discover It Review
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR on purchases for 12 months	0% introductory APR for 15 months
Introductory APR for Balance Transfers	0% introductory APR on balance transfers for 12 months	0% introductory APR for 15 months
Purchase APR	18.49% to 29.49% Variable based on your creditworthiness and other factors	18.74% to 27.74% Variable based on your creditworthiness and other factors
Balance Transfers APR	18.49% to 29.49% Variable based on your creditworthiness and other factors	18.74% to 27.74% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	2.7% of each transaction after conversion to US dollars.	No foreign transaction fee
Annual Fee	$0 intro annual fee for the first year, then $95	$0 annual fee
	Terms Apply. See Rates & Fees
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.	Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Cash Back Rewards	6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations. 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.	1% cash back on all other purchases.
Bonus Cash Back		5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details.
Gas Rewards	3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Grocery Rewards	6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 6% at U.S. supermarkets (up to $6k/year in purchases, then 1%) 3% at U.S. gas stations Bonus cash back promotional offer Cons: Annual fee Not a Visa/MasterCard	Pros: 5% bonus rotating categories Intro APR on purchases and balance transfers No foreign transaction fee No annual fee Cons: Some merchants don't accept Discover
Bottom Line	Excellent cash back credit card for families... Read full review	Excellent cash back credit card with no annual fee and low interest rate... Read full review
		Read Discover It Review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. For rates and fees of the Blue Cash Preferred® Card from American Express card, please click here. Disclaimer: The information for the Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on November 3, 2024 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Blue Cash Preferred or Discover It?

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Blue Cash Preferred or Chase Freedom Unlimited.

Articles on Blue Cash Preferred® Card from American Express

Blue Cash Preferred Review

If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday.