Bank of America Cash Rewards vs Blue Cash Everyday

Compare Rewards, Interest Rates, Fees, and Benefits

Bank of America Cash Rewards is a cash back credit card. How does it compare to Blue Cash Everyday from American Express, a cash back, gas and grocery card? Read our comparison chart below.

	Bank of America® Customized Cash Rewards credit card	Blue Cash Everyday® Card from American Express
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% Introductory APR on purchases for 15 billing cycles	0% introductory APR on Purchases for 15 months
Introductory APR for Balance Transfers	0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days	0% introductory APR on Balance Transfers for 15 months
Purchase APR	18.24% to 28.24% Variable APR on purchases based on your creditworthiness and other factors	18.24% to 29.24% Variable based on your creditworthiness and other factors
Balance Transfers APR	18.24% to 28.24% Variable APR on balance transfers based on your creditworthiness and other factors	18.24% to 29.24% Variable based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening	Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
Cash Back Rewards	Earn 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and 1% cash back on all other purchases	3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
Gas Rewards		3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Grocery Rewards	Earn 2% cash back at grocery stores (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)	3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
	CreditDonkey® Credit Card Reviews
Pros & Cons		Pros: Bonus cash back 3% cash back at U.S. supermarkets (up to $6k/year in purchases, then 1%) No annual fee Cons: Not a Visa/MasterCard
Bottom Line		Great cash back card for cardholders who pay in full... Read full review
		Read Blue Cash Everyday Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Bank of America® Customized Cash Rewards credit card and Blue Cash Everyday® Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Bank of America Cash Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed. Blue Cash Everyday: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Bank of America Cash Rewards or Chase Freedom Unlimited.