Axos Bank vs Chime

Axos Bank is a full-service online bank with excellent cashback and interest checking. How does it compare to Chime? Read our comparison chart below.

	Axos Bank	Chime
	Member FDIC
	Visit Site	Learn More
	SPECIAL OFFER Rewards Checking - Up to 3.30% APY - Learn More Read Axos Bank Review	SPECIAL OFFER Get Started - Learn More Read Chime Review
	Benefits and Features
Savings	0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)	2.00% Annual Percentage Yield (APY). The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of September 20, 2023. No minimum balance required. Must have $0.01 in savings to earn interest.
CD	0.20% APY. Terms of 3 months to 5 years. $1,000 minimum
Checking	Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback	No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Money Market	0.25% APY
Customer Service		24/7
Minimum Deposit to Open		$0
Mobile App		iOS & Android
ATMs		Over 60,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
Locations		Online only
Monthly Fee		$0
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Mobile App
ATMs
Locations
Customer Service
Pros & Cons	Pros: Checking with rewards No monthly fee Domestic ATM rebates Cons: Low CD rates No physical branches	Pros: No account fees Get paycheck 2 days early Up to $200 overdraft coverage Cons: Hard to deposit cash
Bottom Line	Full-service online bank with excellent cashback and interest checking... Read full review	Read full review
	Visit Site	Learn More
	Rewards Checking - Up to 3.30% APY Basic Business Checking - Up to $400 Bonus Essential Checking	Get Started Refer a Friend and Get $100 Deposit a Check Using a Mobile App (No Monthly Fees)
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Axos Bank: Pricing information from published website as of 12/06/2023. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Member FDIC

Rewards Checking - Up to 3.30% APY

Get Deal

Use promo code AXOS300 and apply by December 31st, to earn up to a $300 bonus!
Up to 3.30% APY
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
Unlimited domestic ATM fee reimbursements
Online debit card management
Simple, 3-step process for direct deposit
Only $50 to open an account

Member FDIC

Basic Business Checking - Up to $400 Bonus

Get Deal

Business owners get up to $400 welcome bonus!*
Open a business checking account by Dec. 31 and get up to $400 when you use promo code NEW400 on your application and maintain a minimum average daily balance of $50,000.*
Zero opening deposit and cash deposits accepted
Zero minimum monthly balance requirements
Two domestic wire reimbursements monthly
Unlimited domestic ATM fee reimbursements
Enhanced Visa benefits and first 50 checks free
Dedicated relationship manager and more

Member FDIC

Essential Checking

Unlimited domestic ATM reimbursements
No monthly maintenance fees
No annual fee
No overdraft or non-sufficient funds fee

Get Deal

Which is Better: Axos Bank or Chime?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Axos Bank or Chase.