Alliant Credit Union vs Chase

Alliant Credit Union is a good for basic checking with interest. How does it compare to Chase? Read our comparison chart below.

	Alliant Credit Union	Chase
	SPECIAL OFFER CD Rates - Learn More Read Alliant Credit Union Review	SPECIAL OFFER Chase Business Complete Banking® - Up to $500 Bonus - Learn More Read Chase Review
	Benefits and Features
Savings		Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD		Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking		Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking℠: For high net worth individuals who have $150,000 on deposit with Chase.
Mobile App		iOS & Android
ATMs	80,000+ fee-free ATMs	15,000+ Chase ATMs
Customer Service	Phone: 800-328-1935 Online chat	Automated service available 24/7
Locations	Online only	Over 4,700
	CreditDonkey® Reviews
Savings
Checking
Price
Minimum Deposit to Open
Mobile App
Customer Service
Ease of Use
Education
CD
Pros & Cons	Pros: No monthly fee Earns interest 80,000+ in-network ATMs Cons: Few parental controls Limited features Low spending limits	Pros: More than 4,700 branches New customer coupons Full service banking Cons: Low savings rates Not in all states
Bottom Line	Good for basic checking with interest... Read full review	National bank with good promotions for new customers... Read full review
	CD Rates Jumbo CD IRA CD Rates	Chase Business Complete Banking® - Up to $500 Bonus Chase Private Client Checking℠ - Up to $3,000 Bonus Chase Total Checking® - $300 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Alliant Credit Union: Information sourced from the published website as of 10/02/2025. Chase: Pricing information and data points from published website as of 08/26/2025.

Which is Better: Alliant Credit Union or Chase?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Alliant Credit Union or Bank of America.

In short: Chase's mobile app is impressive.

Articles on Alliant Credit Union

Alliant Teen Checking Review

Looking for a good checking account for teenagers? Find out if Alliant Teen Checking is safe and legit for your child.

Articles on Chase

Chase Bank Review

Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.

Open Chase Bank Account

Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.

Chase vs Discover Bank

Chase Business Checking Promotion

Chase Business Complete Banking offers up to a $500 bonus for new customers with qualifying activities. Find out how to get this limited business checking promotion.