Acorns vs Stash

Acorns is an investment app that automatically invests your spare change. Good for young investors to get into the habit. How does it compare to Stash? Read our comparison chart below.

Acorns is geared towards young investors who have trouble saving. This investment app automatically rounds up and invests your spare change whenever you make a purchase. The service fee starts at $3/month for accounts. There is no minimum to open.

While Stash simplifies investing for novices. This app is not a robo-advisor and will not manage investments for you. Instead, it guides beginners to select investments aligned with their goals and risk level. There is no minimum balance to start investing.

Compare Acorns with Stash, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Acorns	Stash


	SPECIAL OFFER $10 Investment Bonus - Learn More Read Acorns Review	SPECIAL OFFER Sign Up and Get $5 - Learn More Read Stash Review
	Benefits and Features
Savings	No
Stock Trading	Part of service fee. No add-on trading fees.	$0
Options Trading	No	No
Annual Fee	$3/mo for Acorns Personal (includes personal taxable account, IRA, and checking account) $5/mo for Acorns Family (includes everything in Personal plus investment accounts for kids)	STASH Growth ($3/mo) STASH+ ($9/mo)
Cryptocurrency Trading	No
Minimum Deposit	$0	$0
Checking	Yes
Mutual Fund Trading	No
Commission Free ETFs	A selection automatically chosen by Acorns
Phone Support	Yes	Yes - normal business hours, plus Sat & Sun 11a-5p ET
Live Chat Support	No	No
Email Support	Yes	Yes
Human Advisors	No	No
Robo Advisor	Yes
Assets Under Management	$4.7 Billion	$3 Billion
Tax Loss Harvesting	No	No
Goal Tracker	Yes	Yes
Automatic Deposits	Yes	Yes
Broker Assisted Trades	Acorns automatically invest and trade for you
Good For	Beginners; Passive investors; Those who have trouble saving/investing on their own
Inactivity Fee	None, but you will keep paying the monthly fee
Maintenance Fee	Monthly fee for the service
Online Platform	Yes	Yes
iPhone App	Yes (4.7 stars, 760k ratings)	Yes
Android App	Yes (4.3 stars, 156k ratings)	Yes
Banking	Included in Acorns Personal ($3/mo). Free metal debit card, no minimum balance, no overdraft fees, and 55,000+ fee-free ATMs nationwide.	All users get a cash account with a debit card. No minimum balance, no overdraft fees, and free ATM access at 19,000+ ATMS.
Mobile App	Yes	Yes
Two-Factor Authentication	Yes
Locations	No
Online Community	No
Seminars	No
Virtual Trading	No
Fractional Shares	Yes	Yes
Taxable Accounts	Yes	Yes
401k Plans	No	No
IRA Accounts	Yes	Yes
Roth IRA Accounts	Yes	Yes
SEP IRA Accounts	Yes	No
Trust Accounts	No	No
529 Plans	No	No
	CreditDonkey® Reviews

Annual Fee
Minimum Deposit
Customer Service
Mobile App
Ease of Use
Pros & Cons	Pros: No minimum investment Invest with spare change Cash-back program Cons: Fees are high for small balances No tax benefits Limited investment options	Pros: Guidance for beginners Automatically save and invest through round-ups and recurring transfers Cons: Fees are high for small balances High ETF expense ratio Limited research
Bottom Line	Investment app that automatically invests your spare change. Good for young investors to get into the habit... Read full review	Good investment app to guide beginners to invest in stocks... Read full review

	$10 Investment Bonus $5 Investment Bonus Try Acorns Today!	Sign Up and Get $5 Early Payday
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Acorns: Pricing information from published website as of 09/28/2020. Stash: Pricing information from published website as of 08/14/2019 Stash: Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures. Investment advisory services offered by Stash Investments LLC, an SEC-registered investment adviser. This material has been distributed for informational and educational purposes only, and is not intended as investment, legal, accounting, or tax advice. Investing involves risk.

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$5 Investment Bonus

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Set up the Recurring Investments feature
Have your first investment be made successfully via the Recurring Investments feature

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Which is Better: Acorns or Stash?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Acorns or eToro.

Articles on Acorns

Acorns Review

Acorns automatically invests your spare change. But can it help make you money? Find out if this app is safe and legit.

Is Acorns Safe

Acorns lets you invest spare change from every purchase. But is it safe to use? Learn just how secure the micro-investing app is.

How to Make Money Using Acorns

Acorns "rounds up" everyday purchases and invests it for you. What's the catch? Read this review to find out how to make money using the app.

Articles on Stash

Stash

Can Stash help make you money? Find out if the investing app is legit and how it compares to apps like Acorns and Robinhood.

Stash vs Webull

Comments

Olivia Tabor from Texas
on April 2019 said about Acorns:
I have both Acorns and Robinhood and even though they each serve a different purpose I don't have the freedom of stock purchase that I really like. I believe Acorns diversifies for my needs more effectively.

Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. These responses are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Visitors may report inappropriate content by clicking the Contact Us link.

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