Updated November 26, 2022

Citi Priority - Earn Up to $2,000 Bonus

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Editorial Note: This content is not provided by the bank. Opinions expressed here are author's alone, not those of the bank, and have not been reviewed, approved or otherwise endorsed by the bank.
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Earn up to $2,000 for opening a Citi Priority with required activities. Find out how to take advantage of the huge bonus.

Citi, a CreditDonkey partner, is a full-service big national bank with local branches in New York, Los Angeles, San Francisco, Sacramento, San Diego, Washington DC, Las Vegas, Miami, and Chicago.

Citi Priority, available nationwide, offers a bonus of $200, $500, $1,000, $1,500 or $2,000. All you have to do is maintain a minimum balance and satisfy a few requirements.

But, these bonuses also require a high opening deposit.

In this article, learn more about the Citi Priority premium perks. Plus, find out how to properly earn your bonus.

Citi Priority: Earn Up to $2,000 Bonus

Is Citibank safe?
Your deposits with Citibank are FDIC-insured up to $250,000 if the bank ever fails.

Citi also employs security features like 2-step authentication and 128-bit SSL encryption to protect your account.[1]

How to Get the Bonus

Citi Priority requires you to make an eligible deposit and keep a minimum balance. Here are the steps to get your bonus:

Fine Print

Make sure you're eligible for the Citi Priority bonus by reviewing the fine print below.

  • Must apply directly on the offer page (link above) to get the bonus. Customers in select locations can also apply via phone.
  • Deposited funds must be new to Citibank.
  • Not available if you've owned a Citi checking account in the last 180 days.
  • You must be at least 18 years old and furnish or have a valid Form W-9 or Form W-8BEN on file with Citibank and are not subject to backup withholding.
  • Your balance on the 20th day after opening your account determines the maximum bonus you can earn.
  • If your balance drops even for 1 day during the maintenance period, the maximum bonus you can earn changes to the corresponding lower tier (Balance Level).
  • You cannot use your balance in Citi Accelerate Savings Account or a Citi Savings Account to be eligible for this offer.
  • If your 20th day falls on a weekend or national holiday, the next business day will count as your 20th day instead.

Citibank Customer Service
Phone: 1-800-374-9700 (available 24/7)
Online: Sign on to message, or use the mobile app
In person: Visit a Citi location near you

Pros & Cons of the Citi Priority

PROS

  • Large network of 70,000+ fee-free ATMs nationwide
  • 2,600 branches in 19 countries
  • Waived everyday banking fees
  • No Citi fees if you use out-of-network ATMs
  • Higher limits on ATM withdrawals and debit purchases
  • Investment benefits from Citi Personal Wealth Management
  • On-demand financial guidance from Citi Priority Advisors
  • Relationship pricing and rates on mortgages and other bank services

CONS

  • High opening deposit
  • Only 700 branches in the U.S.

How to Open a Citi Priority

Opening a Citi checking account is simple. To complete your application, you'll need your:

  • Driver's license, state ID, or passport
  • Social Security number
  • Personal info (name, date of birth, address, phone number, email)
  • Money for opening deposit

When you apply, you'll have a few options to choose from for your account type.

You can also choose to open a savings account at the same time if you wish.

Other Bank Promos You Might Like

Bottom Line

The Citi Priority is a great option if you have a lot of cash and you're looking for a huge bank bonus.

The minimum deposit and balance requirements are high. But you'll be rewarded with one of the biggest bank bonuses available right now. Plus, you get access to professional financial guidance and access to 70,000+ ATMs nationwide.

References

  1. ^ Citi Security Center. Accessed 24 Sept 2021.
Citibank

Citi Priority - Earn up to $2,000 Cash Bonus

Expires 1/9/2024
  • Earn up to $2,000 when you open a new eligible Citi checking account and enroll in the offer the same day
  • New to Relationship customers can choose their Relationship Tier.
  • Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
  • Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
  • If your balance falls to a lower Balance Level at any point during the maintenance period, the bonus changes.
  • Bonus will be paid within 30 days after you successfully complete all required activities.
  • Restrictions apply.
Chase
Member FDIC

Chase Total Checking® - $200 Bonus

Expires 10/18/2023
  • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Bank of America
Member FDIC

Bank of America Business Advantage Checking Account - $200 Bonus Offer

Expires 12/31/2023
Earn a cash bonus in three steps:
  1. Open a new eligible business checking account by December 31, 2023
  2. Make Qualifying Deposits* of $5,000 or more in new money within 30 days of opening the new eligible business checking account
  3. Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**
*Qualifying Deposits are deposits of new money, which is money not currently or previously held in any account at Bank of America or Merrill
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC
TD Bank
Member FDIC

TD Beyond Checking - $300 Cash Bonus

Expires 10/31/2023
  • New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
  • Three ways to go monthly maintenance fee-free: Monthly Maintenance fee waived when you set up direct deposits of $5,000 or more within a statement cycle, maintain a $2,500 minimum daily balance, or have a $25,000 combined balance across eligible TD accounts.
  • ATM perks: TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
  • A little extra time. A lot of extra relief: Avoid fees with Grace Period, which gives you until 11 PM ET the next business day to fix an overdraft. Make sure your available balance is at least $0 by depositing enough to cover the overdrawn balance plus any additional transactions and TD will refund the overdraft fee to your checking account.
  • Fast and secure payments: TD Bank debit cards are backed by the Zero Liability guarantee and 24/7 fraud monitoring
  • Convenient locations with the longest hours around: We have over 1,100 locations from Maine to Florida that's open early, late, and weekends.
  • Get reimbursed for fees including two overdraft fees per year, all Rush Bill Payments, and one outgoing wire per statement cycle (domestic or international).
  • Additional TD Bank checking account perks worth talking about: Get 24/7 access to all your TD accounts with Online & Mobile Banking, plus Bill Pay, Send
  • Money with Zelle®, Mobile Deposit and Online Statements.
Discover Bank
Member FDIC

Discover Online Savings - $200 Cash Bonus

Expires 12/14/2023

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Donna Tang is a content associate at CreditDonkey, a bank comparison and reviews website. Write to Donna Tang at donna.tang@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

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